CondoCARE Insurance

When an accident or mishaps occurs, it affects not only you and your possessions but others as well.

Cover expenses from legal liability to your neighbors and landlord. Choose from the high liability limits provided and special coverages available to tailor fit your needs and budget.

Get quotation and Insure yourself in less than 3 minutes.

Do it all online in quick easy steps. Insure with CondoCARE Insurance!

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CondoCARE Brochure

CondoCARE Policy Wordings

COVERAGE

Legend:
O - Basic Mandatory Cover
▲ - Optional Cover
X - Not Cover

Coverages			Deductible	Condo Owner	Condo Renter
Liability Coverage	Comprehensive General Liability - Cover for Legal liability to Neighbors and visitors - Combined Single Limit for Bodily Injury and Property Damage (Inclusive of All Costs), Any One Accident / in the Annual Aggregate	> Applied for the following perils which is caused by the Assured (Fire, Smoke, Broad Water Damage, Water Leakage Damage, Bursting and/or Overflowing of Water Tanks Including Sprinkler Leakage)	1% of each and every loss	O	O
Liability Coverage	Tenan't Liability - Cover for Legal liability to unit owner’s property - Combined Single Limit for Bodily Injury and Property Damage (Inclusive of All Costs), Any One Accident / in the Annual Aggregate	> Applied for the following perils/incident which is caused of the Assured (Fire, Smoke, Broad Water Damage, Water Leakage Damage, Bursting and/or Overflowing of Water Tanks Including Sprinkler Leakage)	1% of each and every loss	X	O
Property Coverage	Fire, Lightning		nil	O	O
	Riot, Strike and Malicious Damage		nil	O	O
	Extended Coverage (Smoke, Vehicle Impact, Falling Aircraft and / or Other Object's Explosion)		nil	O	O
	Broad Water Damage, Water Leakage Damage, Bursting and / or Overflowing of Water Tanks Including Sprinkler Leakage		nil	O	O
	Vandalism, Bush Fire		nil	▲	▲
	Earthquake, Volcanic Eruption, Landslide and Subsidence, Tidal Wave and Tsunami		2% of the actual Cash Value of the Affected item/s at the time of the loss	▲	▲
	Flood, Typhoon, Windstorm, Hurricane, Tornado		2% of the actual Cash Value of the Affected item/s at the time of the loss	▲	▲
	Robbery, Burglary and Theft Coverage for Contents	> Up tp 10% of Contents Sum Insured maximum of Php 200,000.00 whichever is lower > Excluding all mobile gadgets	1%	▲	▲
Supplemental Coverage	Plate Glass	> for Accidental Breakage of fixed glass up to a maximum of Php 50,000.00 any one accident / in the annual aggregate	nil	O	O
	Alternative Accomodation (Loss of Rent)	> Up tp 10% of Total Sum Insured, Cover for up tp 3 months, maximum of Php 20,000 per month, whichever comes first > any one accident / in the annual aggregate	nil	O	O
	Debris Removal	> Up to 5% of the Total Sum Insured, subject to a maximum of Php 100,000.00 whichiever is lower > any one accident / in the annual aggregate	nil	O	O
	Expediting Expenses	> Up to a maximum of Php 100,000.00 any one accident / in the annual aggregate	nil	O	O
	Fire Fighting Expenses	> Up to a maximum of Php 100,000.00 any one accident / in the annual aggregate	nil	O	O
	Fire Brigade Charge	> Up to a maximum of Php 100,000.00 any one accident / in the annual aggregate	nil	O	O
	Professional Fee	> Up to 5% of the Total Sum Insured, subject to a maximum of Php 100,000.00 whichiever is lower any one accident / in the annual aggregate	nil	O	O
	Family Coverage	> Cover for the Insured and his/her spouse, children(up to 21 years old still living with parents), maximum of 4 named/unnamed family. > Any one accident / in the annual aggregate > Accidental Death and Permanent Disablement - Up to Php 100,000 for each > Medical Reimbursement - Up to 10% of the Accidental Death Benefit for each > Burial Assistance - Up tp Php 50,000 for each	nil	▲	▲
	Household Helper Coverage	> Cover for a maximum of 3 unnamed Household Helpers. > Any one accident / in the annual aggregate > Accidental Death and Permanent Disablement - Up to Php 50,000 for each > Medical Reimbursement - Up to 10% of the Accidental Death Benefit for each > Burial Assistance - Up tp Php 25,000 for each > His/her owned contents / belongings(exclusive of mobile gadjets) - Up to Php 10,000 for each	nil	▲	▲