Common Types of Non-Life Insurance

Insurance isn’t just for life. These non-life insurance types offer everyday peace of mind. Know which one’s right for you.

Travel Insurance

Trips are meant to create memories, not worries. Travel Insurance takes care of the unexpected like sudden illnesses, delays, or lost baggage and more, so you can focus on the memories, not the mishaps.

Property Insurance

Your home or business is more than just a structure; it’s a valuable investment. Property insurance gives reliable coverage for houses, condos, offices, and commercial spaces, so you can safeguard what matters most.

Engineering Insurance

Engineering Insurance offers protection for construction projects, machinery, and equipment from damage or breakdowns due to unforeseen risks.

Motor Vehicle Insurance

Road mishaps can happen anytime. Motor Vehicle Insurance gives you coverage for accidents, theft, and third-party damage, so you can drive with peace of mind.

Personal Accident Insurance

Accidents don’t come with a warning. This insurance provides financial support in cases of injury, disability, or death, helping you and your loved ones stay secure through life’s unexpected turns.

Marine Cargo Insurance

Moving goods across land, sea, or air? Marine Cargo Insurance protects against damage, loss, and theft while in transit, so your shipments stay safe until they reach their destination.

Liability Insurance

Accidents happen, and legal claims can follow. Liability Insurance covers costs related to injury or property damage involving third parties, protecting your business and reputation.

Trade Credit Insurance

Late or missed payments can disrupt business. Trade Credit Insurance protects your cash flow and receivables against non-payment risks, keeping your operations running smoothly.

Bonds

In business, trust is essential. Bonds guarantee contract completion or fulfillment of financial obligations, ideal for contractors, suppliers, and companies handling large or public projects.

Miscellaneous Casualty Insurance

Some risks fall outside standard policies. Miscellaneous Casualty Insurance offers customized protection for unique needs or industries where specialized coverage is essential.

There’s a policy for every need. Visit https://www.pgasompo.com.ph to explore PGA SOMPO's non-life insurance options and find the right coverage tailored to your needs.